Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-25-000093 Bank
Sequential deposit growth 40th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.15% · CORE · VALID
Net-income growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
11.63% · CORE · VALID
Interest-expense growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
43.57% · CORE · VALID
Interest-income growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
20.20% · CORE · VALID
Cash and equivalents 65th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$458.5M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 6.98%
Current 2.15%
Delta -4.83% Earnings Growth Increased
Previous 3.53%
Current 11.63%
Delta 8.10% Funding Cost Growth Increased
Previous 35.32%
Current 43.57%
Delta 8.25% Interest Income Growth Increased
Previous 19.18%
Current 20.20%
Delta 1.03% Liquidity Decreased
Previous $731.1M
Current $458.5M
Delta -$272.6M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.