Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-23-000117 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.43% · CORE · VALID
Net-income growth 83th Own-history percentile · N=18
Evidence method Yoy · gp.fundamentals.net_income
41.45% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_expense
527.44% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_income
94.88% · CORE · VALID
Cash and equivalents 70th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$446.0M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.25%
Current -0.43%
Delta -0.68% Earnings Growth Increased
Previous 9.34%
Current 41.45%
Delta 32.11% Funding Cost Growth Increased
Previous 67.47%
Current 527.44%
Delta 459.98% Interest Income Growth Increased
Previous 37.00%
Current 94.88%
Delta 57.88% Liquidity Decreased
Previous $491.0M
Current $446.0M
Delta -$45.0M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.