Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-25-000130 Bank
Sequential deposit growth 35th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.01% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
0.93% · CORE · VALID
Interest-expense growth 45th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
5.62% · CORE · VALID
Interest-income growth 45th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
10.11% · CORE · VALID
Cash and equivalents 95th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$616.3M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.15%
Current 2.01%
Delta -0.14% Earnings Growth Decreased
Previous 11.63%
Current 0.93%
Delta -10.70% Funding Cost Growth Decreased
Previous 43.57%
Current 5.62%
Delta -37.96% Interest Income Growth Decreased
Previous 20.20%
Current 10.11%
Delta -10.09% Liquidity Increased
Previous $458.5M
Current $616.3M
Delta $157.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.