Research / WTFC / Fundamental state Inspectable configuration
State dimensions Filing 0001015328-23-000070 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.25% · CORE · VALID
Net-income growth 65th Own-history percentile · N=17
Evidence method Yoy · gp.fundamentals.net_income
9.34% · CORE · VALID
Interest-expense growth 71th Own-history percentile · N=17
Evidence method Yoy · gp.financial.interest_expense
67.47% · CORE · VALID
Interest-income growth 94th Own-history percentile · N=17
Evidence method Yoy · gp.financial.interest_income
37.00% · CORE · VALID
Cash and equivalents 95th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$491.0M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.48%
Current 0.25%
Delta -0.23% Earnings Growth Decreased
Previous 30.99%
Current 9.34%
Delta -21.65% Funding Cost Growth Decreased
Previous 86.01%
Current 67.47%
Delta -18.54% Interest Income Growth Decreased
Previous 44.66%
Current 37.00%
Delta -7.66% Liquidity Increased
Previous $489.6M
Current $491.0M
Delta $1.3M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.