GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Jun 30, 2021

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-21-000274Bank
Sequential deposit growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.45% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-1.66% · CORE · VALID

Interest-expense growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-24.66% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-17.09% · CORE · VALID

Cash and equivalents55thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$70.3M · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.27% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.61%
Current
0.45%
Delta
-2.16%
Earnings Growth Decreased
Previous
36.33%
Current
-1.66%
Delta
-38.00%
Funding Cost Growth Increased
Previous
-36.82%
Current
-24.66%
Delta
12.16%
Interest Income Growth Increased
Previous
-19.18%
Current
-17.09%
Delta
2.09%
Liquidity Decreased
Previous
$71.6M
Current
$70.3M
Delta
-$1.4M
Loan Growth Increased
Previous
-1.73%
Current
1.27%
Delta
3.00%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.