GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Sep 30, 2023

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-23-000329Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.05% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-15.69% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

350.48% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

34.79% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$58.0M · CORE · VALID

Sequential loan growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.51% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-3.30%
Current
-2.05%
Delta
1.26%
Earnings Growth Decreased
Previous
-5.51%
Current
-15.69%
Delta
-10.18%
Funding Cost Growth Increased
Previous
187.30%
Current
350.48%
Delta
163.18%
Interest Income Growth Increased
Previous
32.43%
Current
34.79%
Delta
2.37%
Liquidity Decreased
Previous
$65.8M
Current
$58.0M
Delta
-$7.9M
Loan Growth Decreased
Previous
-0.01%
Current
-0.51%
Delta
-0.50%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.