GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Mar 31, 2021

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-21-000174Bank
Sequential deposit growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.61% · CORE · VALID

Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

36.33% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-36.82% · CORE · VALID

Interest-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-19.18% · CORE · VALID

Cash and equivalents60thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$71.6M · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.73% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.58%
Current
2.61%
Delta
2.03%
Earnings Growth Increased
Previous
-50.96%
Current
36.33%
Delta
87.29%
Funding Cost Growth Decreased
Previous
-19.66%
Current
-36.82%
Delta
-17.16%
Interest Income Growth Increased
Previous
-20.60%
Current
-19.18%
Delta
1.43%
Liquidity Decreased
Previous
$74.0M
Current
$71.6M
Delta
-$2.4M
Loan Growth Increased
Previous
-3.38%
Current
-1.73%
Delta
1.64%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.