GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Mar 31, 2023

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-23-000130Bank
Sequential deposit growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.99% · CORE · VALID

Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

36.73% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

262.08% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

45.41% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$60.8M · CORE · VALID

Sequential loan growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.59% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-4.06%
Current
3.99%
Delta
8.05%
Earnings Growth Increased
Previous
4.73%
Current
36.73%
Delta
32.00%
Funding Cost Growth Increased
Previous
110.61%
Current
262.08%
Delta
151.47%
Interest Income Growth Increased
Previous
31.25%
Current
45.41%
Delta
14.16%
Liquidity Increased
Previous
$24.8M
Current
$60.8M
Delta
$35.9M
Loan Growth Decreased
Previous
4.67%
Current
3.59%
Delta
-1.08%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.