GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Dec 31, 2023

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-24-000046Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.06% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-9.70% · CORE · VALID

Interest-expense growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

173.85% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

22.33% · CORE · VALID

Cash and equivalents15thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$46.9M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.34% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-2.05%
Current
-2.06%
Delta
-0.01%
Earnings Growth Increased
Previous
-15.69%
Current
-9.70%
Delta
5.99%
Funding Cost Growth Decreased
Previous
350.48%
Current
173.85%
Delta
-176.63%
Interest Income Growth Decreased
Previous
34.79%
Current
22.33%
Delta
-12.47%
Liquidity Decreased
Previous
$58.0M
Current
$46.9M
Delta
-$11.1M
Loan Growth Increased
Previous
-0.51%
Current
0.34%
Delta
0.84%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.