GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Sep 30, 2022

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-22-000327Bank
Sequential deposit growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.12% · CORE · VALID

Net-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-21.63% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

8.74% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

13.17% · CORE · VALID

Cash and equivalents5thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$38.7M · CORE · VALID

Sequential loan growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

5.74% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.83%
Current
3.12%
Delta
3.95%
Earnings Growth Decreased
Previous
20.26%
Current
-21.63%
Delta
-41.90%
Funding Cost Growth Increased
Previous
-31.28%
Current
8.74%
Delta
40.02%
Interest Income Growth Increased
Previous
-1.34%
Current
13.17%
Delta
14.51%
Liquidity Increased
Previous
$23.4M
Current
$38.7M
Delta
$15.3M
Loan Growth Increased
Previous
5.20%
Current
5.74%
Delta
0.54%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.