GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Mar 31, 2022

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-22-000139Bank
Sequential deposit growth70thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.75% · CORE · VALID

Net-income growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

8.84% · CORE · VALID

Interest-expense growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-26.00% · CORE · VALID

Interest-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-2.04% · CORE · VALID

Cash and equivalents30thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$60.1M · CORE · VALID

Sequential loan growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

4.88% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.04%
Current
0.75%
Delta
0.79%
Earnings Growth Decreased
Previous
92.52%
Current
8.84%
Delta
-83.68%
Funding Cost Growth Increased
Previous
-33.28%
Current
-26.00%
Delta
7.28%
Interest Income Growth Increased
Previous
-4.47%
Current
-2.04%
Delta
2.43%
Liquidity Decreased
Previous
$85.7M
Current
$60.1M
Delta
-$25.6M
Loan Growth Increased
Previous
-0.82%
Current
4.88%
Delta
5.70%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.