GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Dec 31, 2021

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-22-000050Bank
Sequential deposit growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.04% · CORE · VALID

Net-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

92.52% · CORE · VALID

Interest-expense growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-33.28% · CORE · VALID

Interest-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-4.47% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$85.7M · CORE · VALID

Sequential loan growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.82% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.00%
Current
-0.04%
Delta
-2.04%
Earnings Growth Increased
Previous
79.60%
Current
92.52%
Delta
12.92%
Funding Cost Growth Increased
Previous
-36.59%
Current
-33.28%
Delta
3.30%
Interest Income Growth Increased
Previous
-8.12%
Current
-4.47%
Delta
3.65%
Liquidity Decreased
Previous
$88.2M
Current
$85.7M
Delta
-$2.6M
Loan Growth Decreased
Previous
0.95%
Current
-0.82%
Delta
-1.77%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.