GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Jun 30, 2026

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001010470-26-000010Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.96% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

6.39% · CORE · VALID

Interest-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-1.30% · CORE · VALID

Cash and equivalents30thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$49.2M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.30% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.34%
Current
1.96%
Delta
-0.38%
Earnings Growth Increased
Previous
-27.09%
Current
6.39%
Delta
33.48%
Interest Income Growth Increased
Previous
-3.94%
Current
-1.30%
Delta
2.65%
Liquidity Decreased
Previous
$57.1M
Current
$49.2M
Delta
-$7.9M
Loan Growth Increased
Previous
-0.77%
Current
0.30%
Delta
1.07%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2025
Similarity
84%
Compared
5 dimensions
Coverage
100%
Liquidity 0.0 · Loan Growth 15.0 · Deposit Growth 15.0 · Earnings Growth 15.0 · Interest Income Growth 25.0
Dec 31, 2019
Similarity
83%
Compared
5 dimensions
Coverage
100%
Liquidity 5.0 · Loan Growth 30.0 · Deposit Growth 15.0 · Earnings Growth 0.0 · Interest Income Growth 15.0
Jun 30, 2021
Similarity
83%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 15.0 · Deposit Growth 15.0 · Earnings Growth 0.0 · Interest Income Growth 20.0
Dec 31, 2025
Similarity
79%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 10.0 · Deposit Growth 25.0 · Earnings Growth 30.0 · Interest Income Growth 5.0
Mar 31, 2022
Similarity
79%
Compared
5 dimensions
Coverage
100%
Liquidity 0.0 · Loan Growth 45.0 · Deposit Growth 5.0 · Earnings Growth 5.0 · Interest Income Growth 15.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.