GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PROV · Jun 30, 2023

PROVIDENT FINANCIAL HOLDINGS INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-23-000267Bank
Sequential deposit growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-3.30% · CORE · VALID

Net-income growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-5.51% · CORE · VALID

Interest-expense growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

187.30% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

32.43% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$65.8M · CORE · VALID

Sequential loan growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.01% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.99%
Current
-3.30%
Delta
-7.30%
Earnings Growth Decreased
Previous
36.73%
Current
-5.51%
Delta
-42.24%
Funding Cost Growth Decreased
Previous
262.08%
Current
187.30%
Delta
-74.78%
Interest Income Growth Decreased
Previous
45.41%
Current
32.43%
Delta
-12.98%
Liquidity Increased
Previous
$60.8M
Current
$65.8M
Delta
$5.1M
Loan Growth Decreased
Previous
3.59%
Current
-0.01%
Delta
-3.60%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.