Research / CHMG / Fundamental state Inspectable configuration
State dimensions Filing 0000763563-21-000074 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-3.27% · CORE · VALID
Net-income growth 50th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
16.61% · CORE · VALID
Interest-expense growth 50th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-1.70% · CORE · VALID
Interest-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
2.87% · CORE · VALID
Cash and equivalents 20th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$56.8M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 46 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 8.47%
Current -3.27%
Delta -11.74% Earnings Growth Decreased
Previous 162.14%
Current 16.61%
Delta -145.53% Funding Cost Growth Increased
Previous -27.84%
Current -1.70%
Delta 26.13% Interest Income Growth Increased
Previous 2.17%
Current 2.87%
Delta 0.70% Liquidity Decreased
Previous $157.0M
Current $56.8M
Delta -$100.2M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.