Method
Sequential · gp.financial.deposits
Raw value 2.16% · CORE
· State Commercial Banks
RESEARCH SNAPSHOTCHEMUNG FINANCIAL CORP's latest supported as-filed period reports interest income of $34.9M, 5.6% above the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value 2.16% · CORE
Yoy · gp.financial.interest_income
Raw value 5.62% · CORE
Level · gp.fundamentals.cash
Raw value $73.1M · CORE
Sequential · gp.financial.loans
Raw value 2.41% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Net income changed +236.5% from the comparable as-filed period. The change ranks at the 98th percentile of 121 prior comparable changes. Relative percentage is de-emphasized because the comparison has a sign change.
Cash & equivalents changed -77.2% from the comparable as-filed period. The change ranks at the 75th percentile of 219 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
CHMG · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001171843-26-005651SEC ↗4Aug 12, 2026Period Aug 10, 20260002148900-26-000005SEC ↗10-QAug 6, 2026Period Jun 30, 20260001628280-26-054168SEC ↗8-KJul 27, 2026Period Jul 27, 20260001171843-26-004892SEC ↗8-KJul 22, 2026Period Jul 22, 20260001171843-26-004834SEC ↗4Jul 6, 2026Period Jul 3, 20260001982520-26-000006SEC ↗4Jun 25, 2026Period Jun 24, 20260002050031-26-000006SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 10, 2026Filed Aug 12, 2026 | Calkins Timothy DReporting owner | Grant Or AwardDirect | 308 | $81 | $25,022 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Loans changed +11.0% from the comparable as-filed period. The change ranks at the 70th percentile of 84 prior comparable changes.
Interest income changed +5.6% from the comparable as-filed period. The change ranks at the 62th percentile of 121 prior comparable changes.
Deposits changed -4.3% from the comparable as-filed period. The change ranks at the 43th percentile of 112 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001171843-26-003883