Research / CHMG / Fundamental state Inspectable configuration
State dimensions Filing 0000763563-24-000060 Bank
Sequential deposit growth 50th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.11% · CORE · VALID
Net-income growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-3.03% · CORE · VALID
Interest-expense growth 70th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
108.98% · CORE · VALID
Interest-income growth 75th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
19.02% · CORE · VALID
Cash and equivalents 55th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$94.9M · CORE · VALID
Sequential loan growth 70th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.69% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 46 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -1.78%
Current 2.11%
Delta 3.90% Earnings Growth Increased
Previous -13.14%
Current -3.03%
Delta 10.12% Funding Cost Growth Decreased
Previous 429.29%
Current 108.98%
Delta -320.31% Interest Income Growth Decreased
Previous 38.78%
Current 19.02%
Delta -19.76% Liquidity Increased
Previous $36.8M
Current $94.9M
Delta $58.0M Loan Growth Decreased
Previous 2.08%
Current 1.69%
Delta -0.39% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.