Research / CHMG / Fundamental state Inspectable configuration
State dimensions Filing 0000763563-23-000079 Bank
Sequential deposit growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.49% · CORE · VALID
Net-income growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
18.52% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
447.44% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
38.17% · CORE · VALID
Cash and equivalents 45th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$75.6M · CORE · VALID
Sequential loan growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.96% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 46 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 2.48%
Current 3.49%
Delta 1.01% Earnings Growth Increased
Previous -21.73%
Current 18.52%
Delta 40.25% Funding Cost Growth Decreased
Previous 925.75%
Current 447.44%
Delta -478.32% Interest Income Growth Decreased
Previous 49.94%
Current 38.17%
Delta -11.77% Liquidity Increased
Previous $54.2M
Current $75.6M
Delta $21.4M Loan Growth Increased
Previous 1.08%
Current 1.96%
Delta 0.87% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.