Research / CHMG / Fundamental state Inspectable configuration
State dimensions Filing 0000763563-22-000064 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-2.97% · CORE · VALID
Net-income growth 50th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
18.09% · CORE · VALID
Interest-expense growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
3.58% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
9.40% · CORE · VALID
Cash and equivalents 5th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$29.8M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 46 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 4.37%
Current -2.97%
Delta -7.34% Earnings Growth Increased
Previous 5.16%
Current 18.09%
Delta 12.93% Funding Cost Growth Increased
Previous -18.13%
Current 3.58%
Delta 21.71% Interest Income Growth Increased
Previous 4.29%
Current 9.40%
Delta 5.11% Liquidity Decreased
Previous $65.5M
Current $29.8M
Delta -$35.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.