GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CHMG · Jun 30, 2026

CHEMUNG FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001628280-26-054168Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.16% · CORE · VALID

Interest-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

5.62% · CORE · VALID

Cash and equivalents75thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$73.1M · CORE · VALID

Sequential loan growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.41% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History46 statesSelf-history eligible
Sep 30, 20215/5 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20245/5 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.90%
Current
2.16%
Delta
0.26%
Interest Income Growth Decreased
Previous
5.95%
Current
5.62%
Delta
-0.33%
Liquidity Increased
Previous
$53.4M
Current
$73.1M
Delta
$19.7M
Loan Growth Increased
Previous
1.85%
Current
2.41%
Delta
0.56%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2017
Similarity
85%
Compared
3 dimensions
Coverage
75%
Liquidity 13.9 · Loan Growth 20.0 · Deposit Growth 7.5
Mar 31, 2021
Similarity
80%
Compared
3 dimensions
Coverage
75%
Liquidity 25.0 · Deposit Growth 15.0 · Interest Income Growth 20.0
Sep 30, 2020
Similarity
79%
Compared
3 dimensions
Coverage
75%
Liquidity 20.0 · Deposit Growth 10.0 · Interest Income Growth 29.5
Mar 31, 2026
Similarity
78%
Compared
4 dimensions
Coverage
100%
Liquidity 40.0 · Loan Growth 15.0 · Deposit Growth 10.0 · Interest Income Growth 5.0
Jun 30, 2025
Similarity
78%
Compared
4 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 10.0 · Deposit Growth 35.0 · Interest Income Growth 0.0
Research Graph

Related governed research

Analogous To · CHMG state analogue 2 →Analogous To · CHMG state analogue 5 →Analogous To · CHMG state analogue 1 →Compared To · State Commercial Banks peers →Analogous To · CHMG state analogue 4 →Analogous To · CHMG state analogue 3 →Transitioned To · CHMG Fundamental State →Transitioned To · CHMG DEPOSIT_GROWTH_INCREASED →Transitioned To · CHMG INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · CHMG LIQUIDITY_INCREASED →Transitioned To · CHMG LOAN_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.