Research / CHMG / Fundamental state Inspectable configuration
State dimensions Filing 0000763563-24-000043 Bank
Sequential deposit growth 10th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-1.78% · CORE · VALID
Net-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-13.14% · CORE · VALID
Interest-expense growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
429.29% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
38.78% · CORE · VALID
Cash and equivalents 15th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$36.8M · CORE · VALID
Sequential loan growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.08% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 46 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.49%
Current -1.78%
Delta -5.27% Earnings Growth Decreased
Previous 18.52%
Current -13.14%
Delta -31.66% Funding Cost Growth Decreased
Previous 447.44%
Current 429.29%
Delta -18.15% Interest Income Growth Increased
Previous 38.17%
Current 38.78%
Delta 0.61% Liquidity Decreased
Previous $75.6M
Current $36.8M
Delta -$38.7M Loan Growth Increased
Previous 1.96%
Current 2.08%
Delta 0.12% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.