GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CHMG · Sep 30, 2021

CHEMUNG FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000763563-21-000078Bank
Sequential deposit growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.67% · CORE · VALID

Net-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

16.37% · CORE · VALID

Interest-expense growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-5.21% · CORE · VALID

Interest-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

5.50% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$61.7M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History46 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-3.27%
Current
1.67%
Delta
4.93%
Earnings Growth Decreased
Previous
16.61%
Current
16.37%
Delta
-0.24%
Funding Cost Growth Decreased
Previous
-1.70%
Current
-5.21%
Delta
-3.50%
Interest Income Growth Increased
Previous
2.87%
Current
5.50%
Delta
2.63%
Liquidity Increased
Previous
$56.8M
Current
$61.7M
Delta
$4.9M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.