Research / CHMG / Fundamental state Inspectable configuration
State dimensions Filing 0000763563-22-000035 Bank
Sequential deposit growth 30th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.85% · CORE · VALID
Net-income growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
37.19% · CORE · VALID
Interest-expense growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-14.27% · CORE · VALID
Interest-income growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
3.14% · CORE · VALID
Cash and equivalents 0th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$27.0M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 46 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.67%
Current -0.85%
Delta -2.51% Earnings Growth Increased
Previous 16.37%
Current 37.19%
Delta 20.82% Funding Cost Growth Decreased
Previous -5.21%
Current -14.27%
Delta -9.06% Interest Income Growth Decreased
Previous 5.50%
Current 3.14%
Delta -2.36% Liquidity Decreased
Previous $61.7M
Current $27.0M
Delta -$34.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.