GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CHMG · Jun 30, 2023

CHEMUNG FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000763563-23-000076Bank
Sequential deposit growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.48% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-21.73% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

925.75% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

49.94% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$54.2M · CORE · VALID

Sequential loan growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.08% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History46 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.22%
Current
2.48%
Delta
2.25%
Earnings Growth Decreased
Previous
5.87%
Current
-21.73%
Delta
-27.60%
Funding Cost Growth Increased
Previous
704.48%
Current
925.75%
Delta
221.27%
Interest Income Growth Decreased
Previous
50.25%
Current
49.94%
Delta
-0.31%
Liquidity Increased
Previous
$34.6M
Current
$54.2M
Delta
$19.6M
Loan Growth Decreased
Previous
25.77%
Current
1.08%
Delta
-24.68%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.