Research / CHMG / Fundamental state Inspectable configuration
State dimensions Filing 0000763563-23-000076 Bank
Sequential deposit growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.48% · CORE · VALID
Net-income growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-21.73% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
925.75% · CORE · VALID
Interest-income growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
49.94% · CORE · VALID
Cash and equivalents 25th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$54.2M · CORE · VALID
Sequential loan growth 40th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
1.08% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 46 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 0.22%
Current 2.48%
Delta 2.25% Earnings Growth Decreased
Previous 5.87%
Current -21.73%
Delta -27.60% Funding Cost Growth Increased
Previous 704.48%
Current 925.75%
Delta 221.27% Interest Income Growth Decreased
Previous 50.25%
Current 49.94%
Delta -0.31% Liquidity Increased
Previous $34.6M
Current $54.2M
Delta $19.6M Loan Growth Decreased
Previous 25.77%
Current 1.08%
Delta -24.68% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.