GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Jun 30, 2023

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-014252Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

15.11% · CORE · VALID

Net-income growth53thOwn-history percentile · N=19
Evidence method

Yoy · gp.fundamentals.net_income

21.08% · CORE · VALID

Interest-expense growth95thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_expense

784.34% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=19
Evidence method

Yoy · gp.financial.interest_income

189.09% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$377.3M · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

14.91% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
12.65%
Current
15.11%
Delta
2.46%
Earnings Growth Increased
Previous
9.60%
Current
21.08%
Delta
11.48%
Funding Cost Growth Decreased
Previous
975.15%
Current
784.34%
Delta
-190.81%
Interest Income Growth Increased
Previous
177.97%
Current
189.09%
Delta
11.11%
Liquidity Increased
Previous
$369.6M
Current
$377.3M
Delta
$7.7M
Loan Growth Decreased
Previous
15.46%
Current
14.91%
Delta
-0.55%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.