GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Sep 30, 2021

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-21-015024Bank
Sequential deposit growth80thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

11.29% · CORE · VALID

Net-income growth17thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

6.37% · CORE · VALID

Interest-expense growth33thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_expense

-22.89% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

1.38% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$802.6M · CORE · VALID

Sequential loan growth7thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.loans

-0.24% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.29%
Current
11.29%
Delta
11.58%
Earnings Growth Decreased
Previous
24.91%
Current
6.37%
Delta
-18.55%
Funding Cost Growth Increased
Previous
-52.68%
Current
-22.89%
Delta
29.79%
Interest Income Growth Decreased
Previous
6.21%
Current
1.38%
Delta
-4.82%
Liquidity Increased
Previous
$402.0M
Current
$802.6M
Delta
$400.5M
Loan Growth Increased
Previous
-4.66%
Current
-0.24%
Delta
4.42%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.