GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Sep 30, 2022

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-016861Bank
Sequential deposit growth95thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

24.34% · CORE · VALID

Net-income growth13thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

-0.03% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

477.81% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

73.46% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$324.0M · CORE · VALID

Sequential loan growth5thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

-1.62% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
11.02%
Current
24.34%
Delta
13.31%
Earnings Growth Decreased
Previous
4.90%
Current
-0.03%
Delta
-4.92%
Funding Cost Growth Increased
Previous
114.66%
Current
477.81%
Delta
363.16%
Interest Income Growth Increased
Previous
23.24%
Current
73.46%
Delta
50.23%
Liquidity Increased
Previous
$258.1M
Current
$324.0M
Delta
$65.8M
Loan Growth Decreased
Previous
17.67%
Current
-1.62%
Delta
-19.29%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.