GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Dec 31, 2021

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-002893Bank
Sequential deposit growth25thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.deposits

0.39% · CORE · VALID

Net-income growth54thOwn-history percentile · N=13
Evidence method

Yoy · gp.fundamentals.net_income

25.80% · CORE · VALID

Interest-expense growth23thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_expense

-42.21% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_income

10.29% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=17
Evidence method

Level · gp.fundamentals.cash

$1.0B · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.loans

5.89% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
11.29%
Current
0.39%
Delta
-10.90%
Earnings Growth Increased
Previous
6.37%
Current
25.80%
Delta
19.43%
Funding Cost Growth Decreased
Previous
-22.89%
Current
-42.21%
Delta
-19.32%
Interest Income Growth Increased
Previous
1.38%
Current
10.29%
Delta
8.90%
Liquidity Increased
Previous
$802.6M
Current
$1.0B
Delta
$230.0M
Loan Growth Increased
Previous
-0.24%
Current
5.89%
Delta
6.13%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.