GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Dec 31, 2022

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-004012Bank
Sequential deposit growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.40% · CORE · VALID

Net-income growth12thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

-3.25% · CORE · VALID

Interest-expense growth94thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

378.82% · CORE · VALID

Interest-income growth88thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

54.17% · CORE · VALID

Cash and equivalents5thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$226.2M · CORE · VALID

Sequential loan growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

7.34% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
24.34%
Current
-2.40%
Delta
-26.74%
Earnings Growth Decreased
Previous
-0.03%
Current
-3.25%
Delta
-3.23%
Funding Cost Growth Decreased
Previous
477.81%
Current
378.82%
Delta
-98.99%
Interest Income Growth Decreased
Previous
73.46%
Current
54.17%
Delta
-19.29%
Liquidity Decreased
Previous
$324.0M
Current
$226.2M
Delta
-$97.8M
Loan Growth Increased
Previous
-1.62%
Current
7.34%
Delta
8.96%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.