GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Mar 31, 2023

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-009094Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

12.65% · CORE · VALID

Net-income growth39thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

9.60% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

975.15% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

177.97% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$369.6M · CORE · VALID

Sequential loan growth70thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

15.46% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.40%
Current
12.65%
Delta
15.05%
Earnings Growth Increased
Previous
-3.25%
Current
9.60%
Delta
12.85%
Funding Cost Growth Increased
Previous
378.82%
Current
975.15%
Delta
596.33%
Interest Income Growth Increased
Previous
54.17%
Current
177.97%
Delta
123.81%
Liquidity Increased
Previous
$226.2M
Current
$369.6M
Delta
$143.4M
Loan Growth Increased
Previous
7.34%
Current
15.46%
Delta
8.12%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.