GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Mar 31, 2022

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-007876Bank
Sequential deposit growth0thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

-16.77% · CORE · VALID

Net-income growth7thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

-19.10% · CORE · VALID

Interest-expense growth50thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

35.61% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

-4.45% · CORE · VALID

Cash and equivalents61thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$411.5M · CORE · VALID

Sequential loan growth18thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.loans

3.92% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.39%
Current
-16.77%
Delta
-17.17%
Earnings Growth Decreased
Previous
25.80%
Current
-19.10%
Delta
-44.90%
Funding Cost Growth Increased
Previous
-42.21%
Current
35.61%
Delta
77.81%
Interest Income Growth Decreased
Previous
10.29%
Current
-4.45%
Delta
-14.74%
Liquidity Decreased
Previous
$1.0B
Current
$411.5M
Delta
-$621.1M
Loan Growth Decreased
Previous
5.89%
Current
3.92%
Delta
-1.97%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.