Method
Sequential · gp.financial.deposits
Raw value 10.06% · CORE
· State Commercial Banks
RESEARCH SNAPSHOTMerchants Bancorp's latest supported as-filed period reports interest income of $294.1M, 3.4% below the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value 10.06% · CORE
Yoy · gp.fundamentals.net_income
Raw value 106.16% · CORE
Yoy · gp.financial.interest_income
Raw value -3.39% · CORE
Level · gp.fundamentals.cash
Raw value $314.7M · CORE
Sequential · gp.financial.loans
Raw value 7.57% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Net income changed +106.2% from the comparable as-filed period. The change ranks at the 82th percentile of 76 prior comparable changes.
Loans changed +17.5% from the comparable as-filed period. The change ranks at the 32th percentile of 62 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
MBIN · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0002135516-26-000004SEC ↗4Aug 24, 2026Period Aug 20, 20260001719301-26-000004SEC ↗4Aug 24, 2026Period Aug 20, 20260001719805-26-000003SEC ↗4Aug 24, 2026Period Aug 20, 20260001235743-26-000003SEC ↗4Aug 24, 2026Period Aug 20, 20260001922063-26-000003SEC ↗4Aug 24, 2026Period Aug 20, 20260001580949-26-000002SEC ↗4Aug 24, 2026Period Aug 20, 20260001920856-26-000003SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 20, 2026Filed Aug 24, 2026 | Shaffer Mark E.Director | Grant Or AwardDirect | 328 | $54 | $17,548 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Cash & equivalents changed -51.4% from the comparable as-filed period. The change ranks at the 57th percentile of 123 prior comparable changes.
Deposits changed +12.4% from the comparable as-filed period. The change ranks at the 31th percentile of 62 prior comparable changes.
Interest income changed -3.4% from the comparable as-filed period. The change ranks at the 3th percentile of 70 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001104659-26-099226