GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MBIN · Jun 30, 2022

Merchants Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-22-012613Bank
Sequential deposit growth78thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

11.02% · CORE · VALID

Net-income growth13thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

4.90% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

114.66% · CORE · VALID

Interest-income growth27thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

23.24% · CORE · VALID

Cash and equivalents5thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$258.1M · CORE · VALID

Sequential loan growth94thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.loans

17.67% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History35 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-16.77%
Current
11.02%
Delta
27.80%
Earnings Growth Increased
Previous
-19.10%
Current
4.90%
Delta
24.00%
Funding Cost Growth Increased
Previous
35.61%
Current
114.66%
Delta
79.05%
Interest Income Growth Increased
Previous
-4.45%
Current
23.24%
Delta
27.68%
Liquidity Decreased
Previous
$411.5M
Current
$258.1M
Delta
-$153.4M
Loan Growth Increased
Previous
3.92%
Current
17.67%
Delta
13.75%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.