GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Mar 31, 2024

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-24-024557Bank
Sequential deposit growth42thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

0.34% · CORE · VALID

Net-income growth56thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

17.63% · CORE · VALID

Interest-expense growth69thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

77.86% · CORE · VALID

Interest-income growth75thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

23.77% · CORE · VALID

Cash and equivalents70thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$371.9M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.15%
Current
0.34%
Delta
0.19%
Earnings Growth Increased
Previous
7.74%
Current
17.63%
Delta
9.90%
Funding Cost Growth Decreased
Previous
218.55%
Current
77.86%
Delta
-140.69%
Interest Income Growth Decreased
Previous
31.56%
Current
23.77%
Delta
-7.79%
Liquidity Increased
Previous
$330.2M
Current
$371.9M
Delta
$41.8M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.