GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Jun 30, 2023

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-23-038350Bank
Sequential deposit growth63thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.deposits

1.89% · CORE · VALID

Net-income growth77thOwn-history percentile · N=13
Evidence method

Yoy · gp.fundamentals.net_income

86.89% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_expense

345.30% · CORE · VALID

Interest-income growth92thOwn-history percentile · N=13
Evidence method

Yoy · gp.financial.interest_income

24.71% · CORE · VALID

Cash and equivalents35thOwn-history percentile · N=17
Evidence method

Level · gp.fundamentals.cash

$295.6M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.98%
Current
1.89%
Delta
-1.09%
Earnings Growth Increased
Previous
-35.26%
Current
86.89%
Delta
122.14%
Funding Cost Growth Increased
Previous
319.18%
Current
345.30%
Delta
26.11%
Interest Income Growth Decreased
Previous
43.43%
Current
24.71%
Delta
-18.73%
Liquidity Decreased
Previous
$328.0M
Current
$295.6M
Delta
-$32.4M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.