GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Mar 31, 2022

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-22-018337Bank
Sequential deposit growth64thOwn-history percentile · N=11
Evidence method

Sequential · gp.financial.deposits

3.26% · CORE · VALID

Net-income growth25thOwn-history percentile · N=8
Evidence method

Yoy · gp.fundamentals.net_income

-5.82% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_expense

-8.87% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_income

0.30% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=12
Evidence method

Level · gp.fundamentals.cash

$528.6M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.02%
Current
3.26%
Delta
-0.75%
Earnings Growth Decreased
Previous
29.24%
Current
-5.82%
Delta
-35.06%
Funding Cost Growth Increased
Previous
-16.77%
Current
-8.87%
Delta
7.90%
Interest Income Growth Increased
Previous
-2.31%
Current
0.30%
Delta
2.61%
Liquidity Increased
Previous
$486.8M
Current
$528.6M
Delta
$41.8M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.