GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Dec 31, 2023

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-24-013519Bank
Sequential deposit growth33thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

0.15% · CORE · VALID

Net-income growth47thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

7.74% · CORE · VALID

Interest-expense growth80thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

218.55% · CORE · VALID

Interest-income growth87thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

31.56% · CORE · VALID

Cash and equivalents58thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$330.2M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.29%
Current
0.15%
Delta
-1.14%
Earnings Growth Increased
Previous
-12.71%
Current
7.74%
Delta
20.44%
Funding Cost Growth Decreased
Previous
246.97%
Current
218.55%
Delta
-28.42%
Interest Income Growth Decreased
Previous
37.51%
Current
31.56%
Delta
-5.95%
Liquidity Decreased
Previous
$352.4M
Current
$330.2M
Delta
-$22.3M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.