GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Jun 30, 2026

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001140361-26-031701Bank
Sequential deposit growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

15.22% · CORE · VALID

Net-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

30.04% · CORE · VALID

Interest-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

16.95% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$787.8M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Sep 30, 20212/5 normalizedLevel 3Dec 31, 20212/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20235/5 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
3.96%
Current
15.22%
Delta
11.26%
Earnings Growth Increased
Previous
18.31%
Current
30.04%
Delta
11.73%
Interest Income Growth Increased
Previous
4.52%
Current
16.95%
Delta
12.42%
Liquidity Increased
Previous
$722.0M
Current
$787.8M
Delta
$65.8M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Sep 30, 2025
Similarity
87%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 15.0 · Earnings Growth 5.0 · Interest Income Growth 20.0
Mar 31, 2026
Similarity
83%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 15.0 · Earnings Growth 10.0 · Interest Income Growth 30.0
Mar 31, 2025
Similarity
78%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 10.0 · Earnings Growth 25.0 · Interest Income Growth 35.0
Mar 31, 2022
Similarity
67%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 36.4 · Earnings Growth 55.0 · Interest Income Growth 10.0
Mar 31, 2024
Similarity
65%
Compared
4 dimensions
Coverage
100%
Liquidity 30.0 · Deposit Growth 57.9 · Earnings Growth 23.8 · Interest Income Growth 15.0
Research Graph

Related governed research

Analogous To · SPFI state analogue 1 →Compared To · State Commercial Banks peers →Analogous To · SPFI state analogue 5 →Analogous To · SPFI state analogue 2 →Analogous To · SPFI state analogue 3 →Analogous To · SPFI state analogue 4 →Transitioned To · SPFI Fundamental State →Transitioned To · SPFI DEPOSIT_GROWTH_INCREASED →Transitioned To · SPFI EARNINGS_GROWTH_INCREASED →Transitioned To · SPFI INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · SPFI LIQUIDITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.