GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Sep 30, 2023

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-23-051927Bank
Sequential deposit growth53thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

1.29% · CORE · VALID

Net-income growth7thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

-12.71% · CORE · VALID

Interest-expense growth86thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

246.97% · CORE · VALID

Interest-income growth93thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

37.51% · CORE · VALID

Cash and equivalents67thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$352.4M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.89%
Current
1.29%
Delta
-0.61%
Earnings Growth Decreased
Previous
86.89%
Current
-12.71%
Delta
-99.59%
Funding Cost Growth Decreased
Previous
345.30%
Current
246.97%
Delta
-98.33%
Interest Income Growth Increased
Previous
24.71%
Current
37.51%
Delta
12.80%
Liquidity Increased
Previous
$295.6M
Current
$352.4M
Delta
$56.8M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.