GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Sep 30, 2022

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-22-040521Bank
Sequential deposit growth46thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.deposits

1.01% · CORE · VALID

Net-income growth30thOwn-history percentile · N=10
Evidence method

Yoy · gp.fundamentals.net_income

1.76% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_expense

84.23% · CORE · VALID

Interest-income growth90thOwn-history percentile · N=10
Evidence method

Yoy · gp.financial.interest_income

19.37% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=14
Evidence method

Level · gp.fundamentals.cash

$330.0M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.70%
Current
1.01%
Delta
1.72%
Earnings Growth Decreased
Previous
16.36%
Current
1.76%
Delta
-14.59%
Funding Cost Growth Increased
Previous
6.54%
Current
84.23%
Delta
77.69%
Interest Income Growth Decreased
Previous
23.43%
Current
19.37%
Delta
-4.06%
Liquidity Decreased
Previous
$375.7M
Current
$330.0M
Delta
-$45.7M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.