GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Mar 31, 2023

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-23-023519Bank
Sequential deposit growth67thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

2.98% · CORE · VALID

Net-income growth0thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

-35.26% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_expense

319.18% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

43.43% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$328.0M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.56%
Current
2.98%
Delta
4.55%
Earnings Growth Decreased
Previous
-0.64%
Current
-35.26%
Delta
-34.62%
Funding Cost Growth Increased
Previous
70.98%
Current
319.18%
Delta
248.21%
Interest Income Growth Increased
Previous
19.35%
Current
43.43%
Delta
24.08%
Liquidity Increased
Previous
$234.9M
Current
$328.0M
Delta
$93.1M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.