GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SPFI · Dec 31, 2021

SOUTH PLAINS FINANCIAL, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-22-008216Bank
Sequential deposit growth70thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

4.02% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

29.24% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-16.77% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

-2.31% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents100thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$486.8M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History29 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.70%
Current
4.02%
Delta
2.31%
Earnings Growth Increased
Previous
-9.21%
Current
29.24%
Delta
38.45%
Funding Cost Growth Decreased
Previous
0.93%
Current
-16.77%
Delta
-17.70%
Interest Income Growth Decreased
Previous
-0.19%
Current
-2.31%
Delta
-2.12%
Liquidity Increased
Previous
$327.6M
Current
$486.8M
Delta
$159.2M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.