GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Sep 30, 2023

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-23-038620Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.85% · CORE · VALID

Net-income growth0thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

-40.80% · CORE · VALID

Interest-expense growth89thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

380.03% · CORE · VALID

Interest-income growth83thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

34.23% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$105.7M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.37%
Current
-1.85%
Delta
0.52%
Earnings Growth Decreased
Previous
-28.17%
Current
-40.80%
Delta
-12.63%
Funding Cost Growth Decreased
Previous
1102.06%
Current
380.03%
Delta
-722.02%
Interest Income Growth Decreased
Previous
49.40%
Current
34.23%
Delta
-15.18%
Liquidity Decreased
Previous
$143.8M
Current
$105.7M
Delta
-$38.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.