GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Dec 31, 2022

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-23-008245Bank
Sequential deposit growth44thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

3.80% · CORE · VALID

Net-income growth47thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

15.50% · CORE · VALID

Interest-expense growth93thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

260.82% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

37.49% · CORE · VALID

Cash and equivalents21thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$83.0M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.32%
Current
3.80%
Delta
-0.52%
Earnings Growth Increased
Previous
4.85%
Current
15.50%
Delta
10.65%
Funding Cost Growth Decreased
Previous
277.28%
Current
260.82%
Delta
-16.46%
Interest Income Growth Increased
Previous
33.88%
Current
37.49%
Delta
3.62%
Liquidity Decreased
Previous
$107.3M
Current
$83.0M
Delta
-$24.3M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.