Research / OPBK / Fundamental state Inspectable configuration
State dimensions Filing 0001628280-23-008245 Bank
Sequential deposit growth 44th Own-history percentile · N=18
Evidence method Sequential · gp.financial.deposits
3.80% · CORE · VALID
Net-income growth 47th Own-history percentile · N=15
Evidence method Yoy · gp.fundamentals.net_income
15.50% · CORE · VALID
Interest-expense growth 93th Own-history percentile · N=15
Evidence method Yoy · gp.financial.interest_expense
260.82% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=15
Evidence method Yoy · gp.financial.interest_income
37.49% · CORE · VALID
Cash and equivalents 21th Own-history percentile · N=19
Evidence method Level · gp.fundamentals.cash
$83.0M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 33 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 4.32%
Current 3.80%
Delta -0.52% Earnings Growth Increased
Previous 4.85%
Current 15.50%
Delta 10.65% Funding Cost Growth Decreased
Previous 277.28%
Current 260.82%
Delta -16.46% Interest Income Growth Increased
Previous 33.88%
Current 37.49%
Delta 3.62% Liquidity Decreased
Previous $107.3M
Current $83.0M
Delta -$24.3M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.