GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Sep 30, 2022

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-22-029750Bank
Sequential deposit growth53thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

4.32% · CORE · VALID

Net-income growth36thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

4.85% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

277.28% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

33.88% · CORE · VALID

Cash and equivalents56thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$107.3M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
4.16%
Current
4.32%
Delta
0.15%
Earnings Growth Decreased
Previous
32.94%
Current
4.85%
Delta
-28.09%
Funding Cost Growth Increased
Previous
40.10%
Current
277.28%
Delta
237.18%
Interest Income Growth Increased
Previous
31.27%
Current
33.88%
Delta
2.61%
Liquidity Decreased
Previous
$132.7M
Current
$107.3M
Delta
-$25.4M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.