GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Jun 30, 2026

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001722010-26-000020Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.76% · CORE · VALID

Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

25.98% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

1.40% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$175.1M · CORE · VALID

Sequential loan growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.14% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.05%
Current
1.76%
Delta
-0.29%
Earnings Growth Decreased
Previous
30.11%
Current
25.98%
Delta
-4.13%
Interest Income Growth Decreased
Previous
10.55%
Current
1.40%
Delta
-9.15%
Liquidity Increased
Previous
$160.3M
Current
$175.1M
Delta
$14.8M
Loan Growth Decreased
Previous
1.85%
Current
1.14%
Delta
-0.72%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2020
Similarity
91%
Compared
3 dimensions
Coverage
60%
Liquidity 1.8 · Loan Growth 15.0 · Deposit Growth 5.0
Dec 31, 2025
Similarity
86%
Compared
5 dimensions
Coverage
100%
Liquidity 0.0 · Loan Growth 17.2 · Deposit Growth 15.0 · Earnings Growth 5.0 · Interest Income Growth 20.0
Jun 30, 2025
Similarity
85%
Compared
5 dimensions
Coverage
100%
Liquidity 20.0 · Loan Growth 7.5 · Deposit Growth 5.0 · Earnings Growth 0.0 · Interest Income Growth 25.0
Dec 31, 2024
Similarity
78%
Compared
5 dimensions
Coverage
100%
Liquidity 5.0 · Loan Growth 2.1 · Deposit Growth 25.0 · Earnings Growth 35.0 · Interest Income Growth 25.0
Jun 30, 2024
Similarity
77%
Compared
4 dimensions
Coverage
80%
Liquidity 15.0 · Deposit Growth 10.0 · Earnings Growth 35.0 · Interest Income Growth 25.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.