GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Mar 31, 2022

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-22-014343Bank
Sequential deposit growth93thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

8.99% · CORE · VALID

Net-income growth75thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

60.57% · CORE · VALID

Interest-expense growth58thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_expense

-25.43% · CORE · VALID

Interest-income growth92thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

31.63% · CORE · VALID

Cash and equivalents94thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$130.0M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
2.52%
Current
8.99%
Delta
6.47%
Earnings Growth Decreased
Previous
119.70%
Current
60.57%
Delta
-59.13%
Funding Cost Growth Increased
Previous
-62.23%
Current
-25.43%
Delta
36.80%
Interest Income Growth Increased
Previous
19.57%
Current
31.63%
Delta
12.06%
Liquidity Increased
Previous
$115.5M
Current
$130.0M
Delta
$14.5M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.