GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Mar 31, 2024

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-24-023574Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.86% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-30.63% · CORE · VALID

Interest-expense growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

58.23% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

15.10% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$139.2M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.96%
Current
4.86%
Delta
5.83%
Earnings Growth Decreased
Previous
-28.20%
Current
-30.63%
Delta
-2.44%
Funding Cost Growth Decreased
Previous
368.79%
Current
58.23%
Delta
-310.56%
Interest Income Growth Decreased
Previous
37.92%
Current
15.10%
Delta
-22.82%
Liquidity Increased
Previous
$91.2M
Current
$139.2M
Delta
$48.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.