GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPBK · Jun 30, 2023

OP Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-23-028552Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.37% · CORE · VALID

Net-income growth12thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

-28.17% · CORE · VALID

Interest-expense growth94thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

1102.06% · CORE · VALID

Interest-income growth94thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

49.40% · CORE · VALID

Cash and equivalents90thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$143.8M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History33 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.01%
Current
-2.37%
Delta
-3.38%
Earnings Growth Decreased
Previous
-7.58%
Current
-28.17%
Delta
-20.59%
Funding Cost Growth Decreased
Previous
1536.39%
Current
1102.06%
Delta
-434.33%
Interest Income Growth Decreased
Previous
59.35%
Current
49.40%
Delta
-9.95%
Liquidity Decreased
Previous
$181.5M
Current
$143.8M
Delta
-$37.7M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.