Method
Sequential · gp.financial.deposits
Raw value 1.76% · CORE
· State Commercial Banks
RESEARCH SNAPSHOTOP Bancorp's latest supported as-filed period reports revenue of $515,000. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value 1.76% · CORE
Yoy · gp.fundamentals.net_income
Raw value 25.98% · CORE
Yoy · gp.financial.interest_income
Raw value 1.40% · CORE
Level · gp.fundamentals.cash
Raw value $175.1M · CORE
Sequential · gp.financial.loans
Raw value 1.14% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Net income changed +26.0% from the comparable as-filed period. The change ranks at the 45th percentile of 71 prior comparable changes.
Loans changed +9.1% from the comparable as-filed period. The change ranks at the 0th percentile of 26 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
OPBK · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001722010-26-000020SEC ↗8-KJul 23, 2026Period Jul 23, 20260001722010-26-000018SEC ↗4Jul 1, 2026Period Jul 1, 20260001830002-26-000004SEC ↗4Jun 25, 2026Period Jun 24, 20260001830002-26-000002SEC ↗4Jun 12, 2026Period Jun 10, 20260001323074-26-000004SEC ↗4Jun 9, 2026Period Jun 8, 20260001936198-26-000002SEC ↗4May 29, 2026Period May 28, 20260001734744-26-000002SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Deposits changed +5.0% from the comparable as-filed period. The change ranks at the 14th percentile of 58 prior comparable changes.
Interest income changed +1.4% from the comparable as-filed period. The change ranks at the 0th percentile of 65 prior comparable changes.
Cash & equivalents changed -14.8% from the comparable as-filed period. The change ranks at the 41th percentile of 116 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0002028878-26-000002